Why Choose The
ZET FD Credit Card?
One card that does it all
Seamless UPI Payments
Simply scan and pay with ZET UPI
Earn Flat 2% Cashback
With ZET UPI
UPI cashback available with active ZET Plus susbcription at ₹3/day
Get the ZET FD Credit Card in 4 Simple Steps!
Upgrade your ZET Card benefits at just ₹3 per day
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SBM Bank India
One of the fastest-growing banks in India, with branches across major cities like Mumbai, Chennai, Bengaluru, Hyderabad, and New Delhi.
50 Lakh+
Customers in India
16 Branches
Across India
Your FD is insured up to ₹5 lakh by the DICGC under the DICGC Act 1961. For more information visit https://www.dicgc.org.in/
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Indian Overseas Bank
Founded in 1937, Indian Overseas Bank (IOB) is one of the first 14 banks nationalised in 1969. It has a strong presence across India, with branches nationwide and an international presence in four markets.
4 Cr+
Customers
3,400+
branches & offices
Your FD is insured by RBI
Your FD is insured up to ₹5 lakh by the DICGC under the DICGC Act 1961. For more information visit https://www.dicgc.org.in/
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DCB Bank
DCB Bank is a scheduled commercial bank regulated by the Reserve Bank of India. It offers banking services for individuals and businesses, supported by modern technology. Operating in India since the 1930s, the bank is known for its stable and trusted operations.
25 lakh+
Customers
468 branches
Across India
Your FD is insured by RBI
Your FD is insured up to ₹5 lakh by the DICGC under the DICGC Act 1961. For more information visit https://www.dicgc.org.in/
What is the ZET FD Credit Card?
The ZET FD Credit Card is a credit card backed by a fixed deposit that makes it easy to build your credit score, even if you are new to credit or have a low score. You do not need to provide a salary slip, income proof or have an existing credit history to get approval for the ZET FD Credit Card. It is lifetime free with no annual fees or hidden charges. Your FD earns up to 7% interest and is RBI-insured, and 90% of your FD amount is available as your credit limit. You also get amazing rewards, cashback, and discounts on popular platforms like Swiggy, Zomato, Instamart, and BookMyShow and can make easy UPI payments with the ZET FD Credit Card.
Who should get a ZET FD Credit Card?
The ZET Credit Card is ideal for: First-time credit users: To start building a credit history easily, with no credit history required. Users with low credit scores: The FD-backed card offers 100% guaranteed approval without income proof. Existing credit card users: Adding an FD-backed card improves your credit mix, strengthening your overall score.
What is the minimum FD required, and how does it work?
You can get your ZET FD Credit Card with a minimum FD of ₹2,000. The FD earns up to 7% interest and is RBI-insured. 90% of your FD is your credit limit, giving you spending flexibility while building credit. The FD can be topped up anytime through the ZET app, starting from just ₹500 up to ₹10 lakh.
What rewards and cashback will I get with the ZET FD Credit Card?
Up to 20% off on Swiggy, Zomato, Instamart, and BookMyShow. Flat 5% cashback on Amazon Pay and Flipkart vouchers. Up to 15% cashback on 80+ top brand vouchers. Cashback can also be converted into cash and transferred to your bank account.
Can I make UPI payments with the ZET FD Credit Card?
Yes. You can use the ZET FD Credit Card via ZET UPI for instant payments and additional cashback rewards.
What is ZET Plus, and how does it enhance my benefits?
ZET Plus is a subscription at just ₹3/day that maximises rewards and offers additional benefits with your ZET FD Credit Card: 2% cashback on every ZET UPI transaction. No convenience fees on voucher purchases. Lifetime validity on ZCoins. Protection against online fraud and identity theft. Dark web monitoring to secure your personal data.
Why does my credit score appear different on the ZET app?
The ZET app shows your latest Experian score. Other apps may use bureaus like CIBIL, Equifax, or CRIF High Mark, which have different scoring models. Small differences are normal.
