Trusted by 10 lakh+ users
Trusted by 10 lakh+ users
Build a 750+ Credit Score
Build a 750+ Credit Score
With ZET FD Credit Card
With ZET FD Credit Card
Fixed Deposit starts at ₹2,000
Fixed Deposit starts at ₹2,000
Fixed Deposit starts at ₹2,000
100% guaranteed approval
100% guaranteed approval
100% guaranteed approval
No income proof needed
No income proof needed
No income proof needed
Download ZET
4.6
4.5
No income proof needed
No income proof needed
ZET FD Credit Card
ZET FD Credit Card
Build your credit score the fastest way
Build your credit score the fastest way
FD-backed Credit Card
Book a fixed deposit to enjoy savings while building a 750+ credit score
FD starts at just ₹2,000
Earn up to 7% interest on FD
90% of FD amount as credit limit
FD-backed Credit Card
Book a fixed deposit to enjoy savings while building a 750+ credit score
FD starts at just ₹2,000
Earn up to 7% interest on FD
90% of FD amount as credit limit
FD-backed Credit Card
Book a fixed deposit to enjoy savings while building a 750+ credit score
FD starts at just ₹2,000
Earn up to 7% interest on FD
90% of FD amount as credit limit
UPI Credit Card
Use your ZET FD Credit Card to make quick UPI payments on the go
Flat 2% cashback on ZET UPI payments
Instant payments with ZET FD Card
Safe and secure payments
UPI Credit Card
Use your ZET FD Credit Card to make quick UPI payments on the go
Flat 2% cashback on ZET UPI payments
Instant payments with ZET FD Card
Safe and secure payments
UPI Credit Card
Use your ZET FD Credit Card to make quick UPI payments on the go
Flat 2% cashback on ZET UPI payments
Instant payments with ZET FD Card
Safe and secure payments
Rewards and Cashback
Get instant discounts and cashback on everyday spends
Up to 20% off on
Flat 5% cashback
Up to 15% cashback on 80+ brands
Rewards and Cashback
Get instant discounts and cashback on everyday spends
Up to 20% off on
Flat 5% cashback
Up to 15% cashback on 80+ brands
Rewards and Cashback
Get instant discounts and cashback on everyday spends
Up to 20% off on
Flat 5% cashback
Up to 15% cashback on 80+ brands
Flat 2% Cashback With ZET UPI
ZET FD Credit Card users with an active ZET Plus subscription earn flat 2% cashback on all ZET UPI spends
Flat 2% Cashback
With ZET UPI
ZET FD Credit Card users with an
active ZET Plus subscription earn flat
2% cashback on all ZET UPI spends
Upgrade Your ZET Credit Card Rewards With ZET Plus
Unlock Exclusive Benefits With
ZET Plus
ZET Plus users enjoy exclusive benefits on UPI transactions, voucher payments, and more at just ₹3/day
Exclusive Benefits with ZET Plus
Exclusive Benefits with ZET Plus
Exclusive Benefits with ZET Plus
Cashback on UPI
Voucher Convenience Fee
Monthly ZCoins Capping
Cyber Fraud Insurance
Real-time Bureau Alerts
PLUS
PLUS
2%
2000
Basic
0%
1000
Power of a 750+ Credit Score
Power of a 750+
Credit Score
Open doors to bigger and better opportunities
Opens doors to bigger and
better opportunities
Cheaper Home Loans
A 750+ credit score indicates stability and brings down interest rates on home loans.
Cheaper Home Loans
A 750+ credit score indicates stability and brings down interest rates on home loans.
Lower Insurance Premiums
A healthy credit score reflects good financial health and helps lower insurance premiums
Lower Insurance Premiums
A healthy credit score reflects good financial health and helps lower insurance premiums
Higher Credit Limits
Higher credit score improves your chances of getting bigger loans and higher credit card limits.
Higher Credit Limits
Higher credit score improves your chances of getting bigger loans and higher credit card limits.
Personal Loan at Lower Interest Rates
A healthy credit score reflects good financial health and helps lower insurance premiums
Personal Loan at Lower Interest Rates
A healthy credit score reflects good financial health and helps lower insurance premiums
Access to Premium Credit Cards
Banks prefer offering their premium cards to users with a strong credit score.
Access to Premium Credit Cards
Banks prefer offering their premium cards to users with a strong credit score.
Affordble Personal Loans
Lenders offer personal loans at lower interest rates when you have a strong credit profile
Personal Loan at Lower Interest Rates
A healthy credit score reflects good financial health and helps lower insurance premiums
Access to Premium Credit Cards
Banks prefer offering their premium cards to users with a strong credit score.
Access to Premium Credit Cards
Banks prefer offering their premium cards to users with a strong credit score.
Hear It From Our Happy Customers
Mohit V
Agra
Before, my credit score was just 520, and I’ve faced a lot of loan rejections because of that. Now my credit score is 750 after I started using the ZET FD Credit Card and I recently got my personal loan also approved.
Mohit V
Agra
Before, my credit score was just 520, and I’ve faced a lot of loan rejections because of that. Now my credit score is 750 after I started using the ZET FD Credit Card and I recently got my personal loan also approved.
Chandrasekar
Bengaluru
Since the time I have started using the ZET Credit Card, I’ve saved a lot! All because of the 5% cashback I get every time I buy Flipkart and Amazon Pay vouchers. Their benefits and offers are truly very good.
Chandrasekar
Bengaluru
Since the time I have started using the ZET Credit Card, I’ve saved a lot! All because of the 5% cashback I get every time I buy Flipkart and Amazon Pay vouchers. Their benefits and offers are truly very good.
Ravi Teja Naidu
Vijaywada
I do a lot of UPI payments daily, but never found any offers on UPI apps useful. Now it’s been 3 months since i’ve started using ZET UPI, and I’ve almost earned ₹800 just from UPI cashback.
Ravi Teja Naidu
Vijaywada
I do a lot of UPI payments daily, but never found any offers on UPI apps useful. Now it’s been 3 months since i’ve started using ZET UPI, and I’ve almost earned ₹800 just from UPI cashback.
C Revathi
Guntur
My cousin's account got hacked last year because of some fraud transactions. After that, I was always worried of doing online payments. Now with ZET Plus, I feel very safe because of their fraud protection feature.
C Revathi
Guntur
My cousin's account got hacked last year because of some fraud transactions. After that, I was always worried of doing online payments. Now with ZET Plus, I feel very safe because of their fraud protection feature.
Frequently Asked Questions
Frequently Asked Questions
How is the ZET FD Credit Card different from other credit cards?
The ZET FD Credit Card is designed to help you build a 750+ credit score, even if you are just starting or have a low credit score. Unlike typical credit cards that may require extensive paperwork, a credit history or a stable income, the ZET FD Credit Card is backed by a Fixed Deposit (FD). This means you can get approved easily, and your FD earns up to 7% interest. Your FD is safe and insured by the RBI. The ZET FD Credit Card is lifetime free with no annual or hidden fees, and you get 90% of your FD amount as your credit limit, allowing you to manage your spending responsibly. Alongside building a strong credit profile, it also provides rewards, cashback, and discounts on popular platforms like Swiggy, Zomato, Instamart, and BookMyShow.
How can I improve my credit score quickly?
Building a good credit score requires both consistency and understanding how credit works. With the ZET FD Credit Card, the journey becomes simpler. Key steps include: 1) Pay your bills on time: Always clear your credit card bills or any EMIs before the due date. 2) Keep credit utilisation low: Ideally, use less than 30% of your available credit limit to show responsible usage. 3) Maintain a healthy credit mix: Having both secured (like FD-backed credit cards) and unsecured credit strengthens your profile. 4) Check your credit report regularly: Correct any errors promptly to avoid unnecessary score drops. 5) Avoid too many new credit applications: Multiple hard inquiries in a short period can reduce your score. By following these steps and using tools like the ZET FD Credit Card consistently, many users see a noticeable improvement in their credit score within a few months.
What if I have a low credit score or no credit history?
Starting from scratch or rebuilding a low credit score can feel challenging, but ZET provides practical solutions to help you gain control over your credit profile. You can start building your profile with the ZET FD Credit Card, which does not require a credit history or income proof to apply. Your fixed deposit earns interest, and your on-time repayments are reported to credit bureaus, helping you build your credit score.
What kind of support can I expect from ZET?
ZET’s support goes beyond just offering a credit card or credit score building. You have access to: 1) Dedicated customer support whenever you need help or have questions 2) Expert advice to understand your credit report and improve your score 3) Educational resources with personalised insights to make smarter financial decisions 4) Credit-building tools like the ZET FD Credit Card, Smart FD, and guidance from ZET Fixit to ensure your financial journey is smooth and effective
How is the SBM ZET Credit Card different from other credit cards?
The SBM ZET Credit Card is backed by a Fixed Deposit (FD), making approval easy even if you have a low or no credit score. It has zero joining or annual fees, with an FD starting at just ₹2,000. With responsible use, it helps you build your credit score while offering the same benefits as regular credit cards - rewards, secure transactions, and spending flexibility. It’s a simple and cost-effective way to strengthen your financial profile.
How can I achieve a 750+ credit score quickly?
Follow these steps to build a strong credit score: 1) Pay on time: Always clear credit card bills and EMIs before the due date. 2) Keep credit utilisation low: Use less than 30% of your limit (e.g., ₹15,000 on a ₹50,000 limit). 3) Maintain a credit mix: Use both secured (FD-backed) and unsecured credit to strengthen your profile. 4) Check your credit report: Regularly review for errors and correct inaccuracies. 5) Limit credit applications: Too many hard inquiries can lower your score. With responsible usage, you can reach a 750+ credit score in just a few months.
What should I do if I have a low credit score or no credit history?
If you have a low credit score or no credit history, ZET offers effective solutions like the ZET Card and Credit Builder Membership (CBM) to help you improve your financial standing. The ZET Card allows you to build your credit score while earning interest on your fixed deposit, and CBM provides personalized credit analysis and expert consultations. By using these tools responsibly, you can start seeing improvements in your credit score within just 30 days. With consistent, timely payments, you can unlock better financial opportunities and enhance your credit profile.
How long does it take to build a good credit score?
It usually takes 3-6 months of consistent credit usage to build a good score. However, with the right strategies, you can speed up the process. Our SBM ZET Credit Card and Credit Builder Membership (CBM) help you improve your score faster.
How does ZET Credit Builder Membership accelerate my credit journey?
The Credit Builder Membership (CBM) helps you build credit faster with: 1) Practical tools: Access a secured credit card and a credit builder loan. 2) Educational resources: Learn credit-building strategies through expert insights. 3) Personalised guidance: Get tailored advice based on your credit profile. No matter your credit status, CBM provides the right solutions to help you reach your credit goals quickly.
What kind of support does ZET provide?
ZET offers complete support to help you build and maintain a 750+ credit score, including: 1) Dedicated customer support: Get help whenever you need it. 2) Expert guidance: Learn how to improve your credit score. 3) Educational resources: Access personalized insights and financial tips. 4) Credit-building tools: Use our secured credit card and Credit Builder Membership to grow your score.
How is the ZET FD Credit Card different from other credit cards?
The ZET FD Credit Card is designed to help you build a 750+ credit score, even if you are just starting or have a low credit score. Unlike typical credit cards that may require extensive paperwork, a credit history or a stable income, the ZET FD Credit Card is backed by a Fixed Deposit (FD). This means you can get approved easily, and your FD earns up to 7% interest. Your FD is safe and insured by the RBI. The ZET FD Credit Card is lifetime free with no annual or hidden fees, and you get 90% of your FD amount as your credit limit, allowing you to manage your spending responsibly. Alongside building a strong credit profile, it also provides rewards, cashback, and discounts on popular platforms like Swiggy, Zomato, Instamart, and BookMyShow.
How can I improve my credit score quickly?
Building a good credit score requires both consistency and understanding how credit works. With the ZET FD Credit Card, the journey becomes simpler. Key steps include: 1) Pay your bills on time: Always clear your credit card bills or any EMIs before the due date. 2) Keep credit utilisation low: Ideally, use less than 30% of your available credit limit to show responsible usage. 3) Maintain a healthy credit mix: Having both secured (like FD-backed credit cards) and unsecured credit strengthens your profile. 4) Check your credit report regularly: Correct any errors promptly to avoid unnecessary score drops. 5) Avoid too many new credit applications: Multiple hard inquiries in a short period can reduce your score. By following these steps and using tools like the ZET FD Credit Card consistently, many users see a noticeable improvement in their credit score within a few months.
What if I have a low credit score or no credit history?
Starting from scratch or rebuilding a low credit score can feel challenging, but ZET provides practical solutions to help you gain control over your credit profile. You can start building your profile with the ZET FD Credit Card, which does not require a credit history or income proof to apply. Your fixed deposit earns interest, and your on-time repayments are reported to credit bureaus, helping you build your credit score.
What kind of support can I expect from ZET?
ZET’s support goes beyond just offering a credit card or credit score building. You have access to: 1) Dedicated customer support whenever you need help or have questions 2) Expert advice to understand your credit report and improve your score 3) Educational resources with personalised insights to make smarter financial decisions 4) Credit-building tools like the ZET FD Credit Card, Smart FD, and guidance from ZET Fixit to ensure your financial journey is smooth and effective
How is the SBM ZET Credit Card different from other credit cards?
The SBM ZET Credit Card is backed by a Fixed Deposit (FD), making approval easy even if you have a low or no credit score. It has zero joining or annual fees, with an FD starting at just ₹2,000. With responsible use, it helps you build your credit score while offering the same benefits as regular credit cards - rewards, secure transactions, and spending flexibility. It’s a simple and cost-effective way to strengthen your financial profile.
How can I achieve a 750+ credit score quickly?
Follow these steps to build a strong credit score: 1) Pay on time: Always clear credit card bills and EMIs before the due date. 2) Keep credit utilisation low: Use less than 30% of your limit (e.g., ₹15,000 on a ₹50,000 limit). 3) Maintain a credit mix: Use both secured (FD-backed) and unsecured credit to strengthen your profile. 4) Check your credit report: Regularly review for errors and correct inaccuracies. 5) Limit credit applications: Too many hard inquiries can lower your score. With responsible usage, you can reach a 750+ credit score in just a few months.
What should I do if I have a low credit score or no credit history?
If you have a low credit score or no credit history, ZET offers effective solutions like the ZET Card and Credit Builder Membership (CBM) to help you improve your financial standing. The ZET Card allows you to build your credit score while earning interest on your fixed deposit, and CBM provides personalized credit analysis and expert consultations. By using these tools responsibly, you can start seeing improvements in your credit score within just 30 days. With consistent, timely payments, you can unlock better financial opportunities and enhance your credit profile.
How long does it take to build a good credit score?
It usually takes 3-6 months of consistent credit usage to build a good score. However, with the right strategies, you can speed up the process. Our SBM ZET Credit Card and Credit Builder Membership (CBM) help you improve your score faster.
How does ZET Credit Builder Membership accelerate my credit journey?
The Credit Builder Membership (CBM) helps you build credit faster with: 1) Practical tools: Access a secured credit card and a credit builder loan. 2) Educational resources: Learn credit-building strategies through expert insights. 3) Personalised guidance: Get tailored advice based on your credit profile. No matter your credit status, CBM provides the right solutions to help you reach your credit goals quickly.
What kind of support does ZET provide?
ZET offers complete support to help you build and maintain a 750+ credit score, including: 1) Dedicated customer support: Get help whenever you need it. 2) Expert guidance: Learn how to improve your credit score. 3) Educational resources: Access personalized insights and financial tips. 4) Credit-building tools: Use our secured credit card and Credit Builder Membership to grow your score.
Media Mentions
10 Lakh+
Indians trust ZET
4.5
Rating on Play Store
15,000+
PIN Codes Served
Media Mentions
10 Lakh+
Indians trust ZET
4.5
Rating on Play Store
15,000+
PIN Codes Served
Media Mentions
10 Lakh+
Indians trust ZET
4.5
Rating on Play Store
15,000+
PIN Codes Served
4.6
4.5